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Have you purchased a bike via velocorner.ch or from one of our partner shops in the last 30 days?

Apply for 1 year free insurance
The good feeling of doing exactly the right thing: TCS Velo Versicherung bundles everything you could want for your bike or e-bike when it comes to protecting your two-wheeler.

Europe-wide comprehensive cover

Assumption of repair costs: After an accident, we assume the repair costs of your damaged bike or e-bike.

Europe-wide theft protection

In the event of theft, you will be reimbursed up to 100% of the new price of your bike or e-bike.

24-hour breakdown assistance

Our dense network of patrols ensures that you can continue your journey on your bike or e-bike throughout Switzerland. The average waiting time is just 35 minutes.


If you waive your TCS membership, only the bike or e-bike registered with TCS is insured.

As a TCS member, you benefit twice with TCS bike insurance: namely from a reduced premium and extended cover for all bikes and e-bikes in your household. This means that all bikes belonging to partners and children are covered.

Wenn Sie auf eine TCS Mitgliedschaft verzichten, ist ausschliesslich das beim TCS registrierte Velo oder E-Bike versichert.

TCS Bike Insurance

TCS bike insurance explained in 2 minutes.

Frequently asked questions about bicycle insurance
  • For TCS members: If the policyholder is also a TCS member, all bicycles belonging to the household are also insured.

    For non-members: The benefits of TCS Velo Insurance apply exclusively to the bicycle/e-bike specified when taking out the policy.

  • The insurance covers natural persons resident in Switzerland or the Principality of Liechtenstein who have taken out an insurance policy with TCS Velo Versicherung. If the policyholder is a TCS member, family members living in the same household as the policyholder are also insured.
  • E-bikes with a motor output of up to 1.00 kW and pedal assistance of up to 45 km/h as well as bicycles. These include, among others: City bikes, folding bikes, folding bikes, children's bikes, recumbent bikes, mountain bikes, racing bikes, singlespeeds, BMXs, tandems, cargo (e-)bikes, three-wheeled bikes or bicycle trailers. However, vehicles that no longer comply with the technical regulations are not covered. So hands off e-bike tuning!
  • TCS bicycle insurance is valid in Europe. However, breakdown assistance is limited to Switzerland and the Principality of Liechtenstein.
  • The sum insured taken out indicates the maximum sum insured paid out per claim. A shortfall in cover is not penalised.
  • If a defect cannot be repaired on site and it is therefore impossible to continue your journey on your own bike or e-bike, we will make sure that you reach your destination in Switzerland and the Principality of Liechtenstein by another route. Depending on the situation, you can travel with us, by public transport or we will pay for a taxi.

    In the event of an accident or theft, TCS will cover the rental costs for a replacement bike. During the replacement or repair period, you can reclaim the costs up to the defined amount per sum insured.

  • Our patrols will do everything they can to ensure that you can continue your journey on your own bike or e-bike. If it is not possible to continue your journey after a defect, we will organise transport. You choose whether the vehicle is to be transported to its destination, to your home or to a workshop of your choice. Just as you wish.
  • If your bike is stolen, TCS will cover the costs of your personal transport and the replacement of the stolen bike and permanently mounted accessories up to a maximum of the selected sum insured, depending on the age of the bike.